What You Need to Know

Crowdfunding generally refers to a financing method in which money is raised through soliciting relatively small individual investments or contributions from a large number of people.  Over the last few years, crowdfunding websites in the United States have proven a popular way by which to solicit charitable donations and to raise funds for artistic endeavors like films and music recordings.

Under recently adopted rules, the general public now has the opportunity to participate in capital raising for small businesses. 

You can only invest in a crowdfunding offering through the online platform, such as a website or a mobile app, of a broker-dealer or a funding portal such as Funding Wonder.  Companies may not offer crowdfunding investments to you directly - they must use a broker-dealer or funding portal.

The funding portal must be registered with the SEC and be a member of the Financial Industry Regulatory Authority (FINRA). You can obtain information about our funding portal by visiting the SEC’s EDGAR website. Keep in mind that you will have to open an account with our funding portal in order to make an investment, all written communications relating to your crowdfunding investment will be electronic. SEE MORE

How it works

1. An investor lends to their favorite business, or lots of businesses to spread their risk.

2. A business borrows from lots of different investors and accepts the lowest interest rate offers.

3. Investors get monthly payments of their principle with interest and businesses get lower cost loans, fast.