Privacy Policy


Funding Wonder Crowd, LLC. (“Funding Wonder”, “us”, “our”, or “we”) is a funding portal registered with the US Securities and Exchange Commission (“SEC”) and a member of the Financial Industry Regulatory Authority (“FINRA”). As explained below, we collect information from you (“you”, “your”, or “user”) in various ways when you interact with our Website www.fundingwonder.com (the “Website”). Please see our Terms of Use for the terms and conditions of visiting and using our Website.

By using our Website, you consent to our collection and use of information as explained in this Privacy Policy, and you agree to be bound by our Terms of Use. If we post an updated version of this Privacy Policy and you continue to use our Website thereafter, your continued use of our Website will also mean that you consent to the updated Privacy Policy. If you do not agree to this Privacy Policy, you must not use our Website. Please note that if you choose to invest in any offering posted on our Website, you may be required to agree to a separate agreement, including, but not limited to, new or additional privacy policies or terms of use.

Purpose of This Privacy Policy

This Privacy Policy explains what information will be collected by Funding Wonder when you use our Website and related services, how your information will be used, and how you control the collection and correction of information. Funding Wonder will treat all information in accordance with this Privacy Policy unless you have otherwise given express consent, which consent may be withdrawn at any time by notifying us at privacy@fundingwonder.com. However, Funding Wonder may use or disclose your information when we believe it is necessary for purposes of a court order or other valid legal process.

FundingWonder.com has received TRUSTe’s Privacy Seal signifying that this Privacy Policy and our practices have been reviewed for compliance with the TRUSTe program viewable on the validation page available by clicking the TRUSTe seal. The TRUSTe program covers only information that is collected through our Website.

If you have an unresolved privacy or data use concern that we have not addressed satisfactorily, please contact TRUSTe  here.

We respect your right to privacy and we understand that we have an independent obligation to comply with applicable law and regulation that governs the collection of personal information, and that personal information must be collected by lawful and fair means.

Information We Collect About You

Personally Identifiable Information. Personally Identifiable Information may be used to identify you personally and can include information such as your name, email address, physical address, telephone number, or job title. Funding Wonder collects Personally Identifiable Information from you when you sign up for an account, send us an email through our Website, or engage in a transaction through our Website, including information you provide in forms or upload to our Website, as well as information which may also be contained on server logs, such as your Internet protocol (“IP”) address.

With respect to borrowers, the types of Personally Identifiable Information that we collect may include: (1) your business name, industry, address, email and phone number; (2) tax ID number; (3) names of owners and management; (4) articles of incorporation; (5) W-2, if applicable; (6) number of employees; (7) years in business; (8) bank account information, average bank balance, bank statement and tax returns; (9) balance sheets and profit and loss statements; (10) responses to questions in the Q&A section; (11) Form C filed with the Securities and Exchange Commission; and (12) any images and video provided.

With respect to lenders, the types of Personally Identifiable Information we collect may include: (1) your name, home address, email and phone number; (2) your date of birth; (3) your social security number; (4) bank account information; (5) income, assets, debt and other financial data; and (6) any images provided.

Non-Personally Identifiable Information. Funding Wonder also collects Non-Personally Identifiable information from you when you use our Website. Non-Personally Identifiable Information is information which, by itself, cannot be used to identify or contact you. Non-Personally Identifiable Information which we store in our log files may include, without limitation, website pages viewed, sites visited before coming to our Website, browser type, operating system, device type (mobile, tablet, or desktop), organization name, articles, presentation and videos viewed, time spent viewing pages of our Website or using certain features of our Website, demographic data such as server locations, clickstream data, cookies existing on your computer, search criteria used and results, date and time of access or visits to our Website, frequency of visits to our Website, connection speed, and other information which does not specifically identify you. We collect Non-Personally Identifiable Information through automated tracking technologies, some of which are discussed below, and we may combine this automatically collected information with other information we collect about you. We do this to improve services we offer you and to improve our Website.

Personally Identifiable Information may be supplemented with other information, including Non-Personally Identifiable Information and personally identifiable information from third party sources. Types and uses of such third party sources may include: (1) services used to verify identity and backgrounds; (2) services used for anti-money laundering screening; and (3) credit bureaus used to analyze creditworthiness.

How We Collect Information About You

We collect the above information about you when you voluntarily provide it through our Website. We and our service providers also collect this information using various technologies on our Website such as those described below:

    • Web Beacons. Some pages of our Website may contain small electronic files known as web beacons (also referred to as clear gifs, pixel tags, and single-pixel gifs) that permit us, for example, to count users who have visited those pages of our Website and for other related website statistics (for example, recording the popularity of certain website content and verifying system and server integrity).
    • Cookies (or browser cookies). A cookie is a small text file placed on the hard drive of your computer. You may refuse to accept cookies by activating the appropriate “Do Not Track” setting on your browser or delete or “flush” all cookies stored on your device. However, if you select this setting or delete all cookies you may be unable to access certain parts of our Website or certain features of our Website may be disabled. Unless you have adjusted your browser setting so that it will refuse cookies, our system will issue cookies when you direct your browser to our Website. Cookies placed on your computer by our Website are called “first-party” cookies, and those placed by third parties would be “third party” cookies. We use cookies for authentication, session management and personalization of user experience.

By visiting or registering for our Website, you consent to our use of first-party and third-party cookies and other automated technologies we or third parties may use to collect information from our Website.

These technologies are used in analyzing trends, administering our Website, tracking users’ movements around our Website and to gather demographic information about our user base as a whole. We may receive reports based on the use of these technologies by third party companies on an individual as well as aggregated basis.

This Privacy Policy does not cover the collection of information by cookies or other methods by third parties, such as our business partners. Any information submitted by you to a third party will be controlled by that third party’s privacy policy. We do not control how these third parties collect information or by what means such third parties may use their own cookies to collect information about you. We encourage you to review the privacy policy of any third party before submitting your personal information.

Third parties with whom we partner to provide certain features on our Website or to display advertising based upon your web browsing activity use Local Storage such as HTML 5 to collect and store information. Various browsers may offer their own management tools for removing HTML5.

 

How We Use Information Collected About You

Funding Wonder will use information collected about you consistent with this Privacy Policy. Funding Wonder will use information you provide to us, including Non-Personally Identifiable Information or Personally Identifiable Information, to better serve you and enhance your experience with the Funding Wonder Website, among other things. This may include having to modify or copy such Non-Personally Identifiable Information or Personally Identifiable Information, or other information such as images or textual content you provide, in order to provide you with a seamless and enjoyable experience.

Funding Wonder will use Non-Personally Identifiable Information and Personally Identifiable Information: (1) to market our Website and services to you; (2) to provide services and products requested by you, and if necessary, to assist affiliates and third parties with providing services and products requested by you; (3) to serve advertisements for our Website; (4) to enable our vendors and contractors to provide and assist us in the marketing, operation, troubleshooting and analysis of our website and other services; (5) to conduct research and analyze data to improve our products, services, and Website; (6) to deliver email messages like updates, newsletters, customer service, and service announcements; (7) to comply with and meet any regulatory requirements for the offer or sale of securities required by law, rules or regulations to our affiliates or members; (8) to protect our Website or its users; (9) to engage in any other lawful activities we believe are consistent with the foregoing; and (10) when required by law such as to comply with a subpoena, or similar legal process or to protect against legal liability and when we believe in good faith that disclosure is necessary to protect our rights, protect your safety or the safety of others, investigate fraud, or respond to a government request. We may provide any of these services through third parties, which may necessitate sharing Non-Personally Identifiable Information or Personally Identifiable Information with them.

In addition to other uses described in this Privacy Policy, the Personally Identifiable Information of a borrower will be used to facilitate activities such as (1) maintaining communications; (2) verifying identities; (3) obtaining a credit report, references, and other information from credit bureaus and other parties; (4) assigning a rating based on your past operating history and creditworthiness; (5) working with third parties to process payments and other transactions; (6) to guard against potential fraud, including working with consumer reporting agencies and fraud prevention agencies in order to perform checks; (7) to perform statistical analysis and market research; (8) if necessary, to work with affiliates and third parties to enforce our agreements, including working with certain third party collection agencies or service providers; and (9) displaying borrower profiles on our Website, which will include Personally Identifiable Information such as (i) name, industry, location, company type and company description, (ii) use of loan, amount, term and rate of loan, and Funding Wonder’s loan rating and (iii) annual revenue, average bank balance and balance sheets.

In addition to other uses described in this Privacy Policy, the Personally Identifiable Information of a lender will also be used to facilitate activities such as: (1) maintaining communications; (2) carrying out regulatory checks; (3) verifying identity, including working with third party service providers; (4) working with third parties to process payments and other transactions; (5) posting an investor profile on our Website, which will include Personally Identifiable Information such as name, relationship to the issuer, if applicable and photo (if provided).

We may make certain information, including Non-Personally Identifiable Information or Personally Identifiable Information, available on our Website and visible to other users of or visitors to its website. For instance, you must identify your relationship to a borrower if you elect to comment on a pending offering. As such, other users of our Website may be able to personally identify you based on your information made available on the Website. As a further example, if you utilize third party websites to log into our Website, other users to whom you may be connected to through such third party websites may be able to view or follow information about you, including Non-Personally Identifiable Information or Personally Identifiable Information, on our Website.

Funding Wonder employs or contracts with other third parties, companies, or individuals to perform certain functions or services on its behalf. Examples of these services from such third parties, companies, or individuals, may include ID verification, accreditation/financial/credit verification, electronic document signing, payment storing and processing, sending e-mail, escrow services, disbursement of funds, analyzing data, providing marketing assistance, and providing customer service. Additionally, Funding Wonder may employ or contract with third parties to assist potential borrowers with obtaining loans which cannot be fulfilled on the Funding Wonder Website. In such cases, Funding Wonder may refer potential borrowers to third parties and share required and optional information to third parties. As such, Funding Wonder may share with these third parties, and these third parties may have access to, your information, including Non-Personally Identifiable Information or Personally Identifiable Information, needed to perform their functions or services, however these third parties may not use your information for other purposes. To the extent that your Non-Personally Identifiable Information or Personally Identifiable Information is provided to such third parties, the information will only be collected and used for the purpose(s) for which it was intended.

We may also provide you the opportunity to participate in surveys on our Website.  If you participate, we will request certain Personally Identifiable Information from you. Participation in these surveys is completely voluntary and you therefore have a choice whether or not to disclose your information. The requested information typically includes contact information such as name and email address. We use this information to personalize our Website.

Third Party Websites and Services

The Funding Wonder Website contains links to other websites and services not maintained by Funding Wonder. In addition, other websites and services may also reference or link to our Website. These other websites are not subject to our Privacy Policy and we are not responsible for their content or for the policies or practices they apply to the treatment of your information. We encourage you to be aware when you enter or leave our Website, or surf the Internet, and to read the privacy statements of each website and service that you visit. We do not endorse, screen, or approve, and are not responsible for the privacy practices or the content of, other websites or services.

Messaging

The Funding Wonder Website permits users to communicate with companies and other users posting information on our Website. We may read, collect and analyze information transmitted between users for regulatory compliance and marketing purposes. We do not guarantee that information provided by Website visitors or investors is accurate or complete. Funding Wonder assumes no liability or responsibility for any errors or omissions in the content of our Website.

Opt-out Policy

We may at times send you e-mail communications with general marketing information. If you prefer not to receive such marketing or promotional e-mails from us, you may unsubscribe completely by emailing us at: unsubscribe@fundingwonder.com or you may choose to stop receiving our newsletter or marketing emails by following the unsubscribe instructions included in these emails. However, you cannot opt out of receiving information regarding specific offerings for which you have submitted an indication of interest.

Please note that opt-out requests may take up to one (1) week to process. Please also note that at times we may need to send you e-mail communications that are transactional in nature such as service or termination announcements or payment confirmations which are communications you will not be able to opt-out of.

Accessing or Changing Your Information

You will be able to access, update and modify the information concerning your account by visiting your profile page and editing any information you wish to change. You will be able to change your e-mail address, password, contact information, or other login information by visiting your account’s settings page subject to our Website policy. If you wish to delete your account or need help modifying account information, please contact us at account@fundingwonder.com.

If you would like us to remove, or provide additional access to, any Personally Identifiable Information from our database, please send a request to: privacy@fundingwonder.com and you will receive a response within one (1) week.

We will retain your information for as long as your account is active or as needed to provide you with services. We will retain and use your information as necessary to comply with our legal obligations, provide our services, resolve disputes, and enforce our agreements. For example, we may need to retain archival copies of your information for legal or compliance purposes even after you have requested its deletion.

Through your account settings you will be able to set certain preferences and permissions regarding the visibility of your information, including Non-Personally Identifiable Information or Personally Identifiable Information, to others. You may stop or restrict the placement of Funding Wonder’s cookies, Google’s cookies and third party cookies on your computer by adjusting your web browser preferences or a “Do Not Track” setting in your web browser. If you do so, you may still use our Website, but this may interfere with some of its functionality or features.

We are not responsible for removing your Personally Identifiable Information from the lists of any third party websites or other third party who has previously been provided your information in accordance with this Privacy Policy or updated version of it.

Social Media Widgets

Our Website includes certain social media features, such as the Facebook Follow Us button and widgets, such as the Share this button or interactive mini-programs that run on our Website. These features may collect your IP address, which page you are visiting on our Website, and may set a cookie to enable the feature to function properly. Social media features and widgets are either hosted by a third party or hosted directly on our Website. Your interactions with these features are governed by the privacy policy of the third party website providing such features.

Security

We use reasonable efforts to secure access to Personally Identifiable Information in our possession, but will not be liable for any failure to safeguard such information, whether inadvertent or otherwise. Personally Identifiable Information is considered highly confidential. [We maintain administrative, technical, and physical safeguards for the protection of Personally Identifiable Information. With respect to administrative safeguards, access to Personally Identifiable Information is limited to Funding Wonder personnel and authorized third parties who have a legitimate need to know. We conduct employment background checks, and we regularly train our personnel on security protocols. With respect to technical safeguards, we utilize up-to-date firewall protection and high-quality antivirus and anti-malware software. We perform an ongoing risk assessment and adjust protocols. We protect the security of your information during transmission by using Secure Sockets Layer (SSL) encryption technology, which encrypts information you input and transmitted over the Internet. Wherever appropriate, we obfuscate and/or encrypt information in our systems and/or during information transfer. We also employ session timeouts. With respect to physical safeguards, all sensitive financial information is stored in a highly secure data centers provided by SalesForce.com.

Personally Identifiable Information is also stored with third parties who have informed us that they also use reasonable efforts to secure access to Personally Identifiable Information, but we shall not be held liable for the failure of any third party to safeguard Personally Identifiable Information, whether inadvertent or otherwise. We utilize third party service providers who may store on their servers social security numbers, addresses, financial information, electronic signatures, and payment information. For your security, we display only the last four digits of your social security number and bank account information when confirming an investment.

It is also important for you to protect against unauthorized access to your password and to your computer. Be sure to log off the computer when finished using a shared computer.

Children’s Privacy Policy

The Funding Wonder Website is not intended for use by children, especially those under eighteen (18) years of age. No one under eighteen (18) years of age is allowed to use our Website, provide any personal information or receive our email distributions. We do not knowingly solicit or collect Personally Identifiable Information from children under the age of thirteen (13) or anyone under eighteen years of age. If you believe that anyone under these ages has disclosed Personally Identifiable Information to Funding Wonder, please report this to us immediately by emailing us at privacy@fundingwonder.com.

Changes to This Privacy Policy

We reserve the right, in our sole discretion, to change, modify, add, or remove portions of this Privacy Policy at any time. Any changes or updates will be effective immediately upon posting to our Website. If we make any material changes to our Website we will take commercially reasonable efforts to notify you by email (sent to the e-mail address specified in your account) or by means of a notice on our Website either prior to the change becoming effective or notifying you as to when it will become effective. Notwithstanding that, you should review this Privacy Policy regularly for changes, and you can determine if changes have been made by checking the effective date below. Your continued use of our Website following the posting of any modified versions of this Privacy Policy means you accept such changes, and agree to be bound by such updated Privacy Policy.

Applicable Law and Jurisdiction

The Funding Wonder Website is maintained in the United States of America. By accessing the our Website, you consent to and authorize the export of your Personally Identifiable Information to the United States of America and its storage and use as specified in this Privacy Policy.

This Privacy Policy shall be governed by, construed and entered in accordance with the laws of the State of Florida applicable to contracts deemed to be made within such state, without regard to choice of law or conflict of law provisions thereof or any other jurisdiction. All disputes with respect to this Privacy Policy shall be brought and heard either in the Florida State Courts located in the county of Miami-Dade, Florida, or the federal district court for the Southern District of Florida. You consent to the in person am jurisdiction and venue of such courts. YOU HEREBY WAIVE YOUR RIGHT TO A TRIAL BY JURY WITH RESPECT TOANY CLAIM, ACTION OR PROCEEDING, DIRECTLY OR INDIRECTLY, ARISING OUT OF, OR RELATING TO, THIS PRIVACY POLICY TO THE FULLEST EXTENT PERMITTED BY LAW.

This Privacy Policy was last updated on June 15, 2016.

Please check back regularly for updates to this Privacy Policy. If you have any questions regarding this Privacy Policy, please email us at privacy@fundingwonder.com.